Never Put Off the Fix You Need
A failed AC in July or a dead furnace in January shouldn’t wait for a savings account to catch up. Our financing plans turn a four-figure surprise into a monthly payment most families barely notice.
Applying takes minutes, the pre-qualification check is soft, and your technician can walk you through it right at the kitchen table.
Book Online
Service Finance Financing
A new system or a major repair shouldn’t wait on a savings account. Service Finance financing offers flexible payment options with a quick, straightforward application.
- Simple application you can complete in minutes
- Flexible payment options on approved credit
- Financing sized to the job, from repairs to full systems
- Your technician can walk you through it on site
Cal Coast Go Green Financing
Offered through Cal Coast Credit Union, the Go Green program helps San Diego homeowners finance energy-smart comfort upgrades with a fully online application.
- Designed for energy-efficient home upgrades
- Offered through Cal Coast Credit Union
- Apply online from start to finish
- Options available on approved credit
Simple by Design
How Financing Works
No paperwork marathon, no waiting by the phone. Three steps, and two of them are ours.
Get Your Quote
Your technician prices the repair or replacement up front, in writing — the quote you approve is the quote you pay.
Apply in Minutes
Pre-qualify online or right at the kitchen table with a soft credit check that never touches your score.
We Get to Work
Most approvals come back the same visit, so the job goes on the schedule like any other — comfort first, payments that fit after.
Apply Now
Five minutes, a soft credit check, and an answer — usually before the truck leaves your driveway.
Comfort Shouldn’t Have to Wait
One call gets you a firm quote, a financing plan that fits, and a crew that shows up on time.
Call (619) 984-5464
Frequently Asked Questions
No. Pre-qualification runs as a soft credit check, so seeing your rate and payment never touches your score. A full credit pull only happens if you accept a plan and move forward.
New heating and cooling systems, major repairs, indoor air quality upgrades, and most of the bigger jobs we do across San Diego County. Repair-sized work has its own shorter plans, so you’re never financing more than the job.
Usually minutes. Most customers apply during the visit and have an answer before the technician packs up — which means the work gets scheduled the same day.
Yes. Our partner plans carry no prepayment penalties — pay the balance down whenever you like and the interest simply stops.
Don't Just Take Our Word for It.
The Viking team of Brian and Preston did an amazing job of replacing our HVAC system and replacing all the ducting. They cleaned up any debris from the tear
I had a great experience with Viking Cooling and Heating. From start to finish, Preston and Brian were professional, knowledgeable, and courteous when
What a nice company. My AC unit was not working properly, so I called Vikings to come and look at it. Kevin, who showed up the next day, was very pleasant and
⭐⭐⭐⭐⭐ Viking Cooling, Heating, and AC Installation did a great job. Their team was professional, on time, and easy to work with. They explained the process
My experience with Viking was perfect. I was using a company that was really lacking action so I called Viking. I had a refrigerant leak, when I called they
It is that time of the year for us to schedule heater and air maintenance on our systems. We called Viking and they were able to come out promptly and complete
